The phrase “double your money” has taken a bad rap in recent months, and for good reason. But does this mean we’re stuck with earning returns lower than the average inflation rate of 6%? At 6%, it will take 12 years to double your money. If that sounds like a bummer, consider these steps for your money to double in five, six, seven, or whatever years.
Career Development, Personal Finance
Personal Finance for Generation Y
Raised in a culture of immediacy and exposed to the high-paying jobs abroad and at call centers, Generation Y Filipinos want to earn more, earlier than ever. A McCann Erickson inter-generation survey called 20-something Filipinos “big spenders,” with a shopping list longer than other generations. So if you belong to this generation, how do you make sure you don’t end up with a fat salary and nothing much to show for it at the end of the day? Here are five things you can do:
Simplify Your Financial Life
Five credit cards, three savings accounts, four time deposits, two checking accounts, three mutual funds, six insurance policies – how can you possible keep track of them all? Unfortunately, many of us fall into the trap of “the more, the messier.” How do you keep your financial life simple, easy, and manageable?
How to Pay Off a Debt
After spending too much during the holidays, you find yourself in a deep hole called credit card debt. Instead of crying, do something now. Here’s how to pay it off.
I love/hate credit cards
I have been a cardholder for more than a decade and, like many others, I have a love/hate relationship with plastic. A credit card is like a friend with extreme personalities: when it’s good, it’s really good, but when it’s bad, take cover. Here are reasons why I love credit cards:
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