A study made by Personal Finance Advisers Philippines Corp. shows that around 68% of employees suffer from one form of financial stress or another, with 32% being highly stressed. For just P500, learn how your first pay for the year 2010 can last much longer. The 4th Enrich personal finance talk aims to provide time-tested and practical tips on managing one’s personal finance.

WHO SHOULD ATTEND:

• Individuals who have always wanted to save their bonus but could never get started
• Individuals who are longing to get out of debt
• Individuals who feel uneasy about not leaving enough behind should the unthinkable happen
• Individuals who are lost in the maze of investment options
• College students looking to get a head start on their finances
• HR professionals looking to alleviate employee stress arising from poor personal finances and, in the process, increase employee productivity

WHAT YOU WILL LEARN:

• The 4 steps to boosting savings
• Effective ways to set aside emergency funds
• How to detect and avoid scams
• The responsible way to handle credit cards
• How zero% interest works
• Why expenses seem to be greater than savings
• What practices to avoid when buying insurance
• The lowdown on mutual funds, UITFs, VULs, and pre-need plans
• Time-tested yet simple investment strategies
• And a whole lot more!

THE SPEAKER:

Efren Ll. Cruz, RFP is the founder, chairman and CEO of Personal Finance Advisers Philippines Corp., the country’s first “International Best Provider” of workplace finance education as recognized by the Personal Finance Employee Education Foundation of the USA. Efren is also a:

• Registered Financial Planner (RFP) of the RFP Institute of Ohio, USA
• Director of RFP (Philippines) Institute
• Bestselling author of “Pwede Na! The Complete Pinoy Guide to Personal Finance” and “Pwede Na! The Complete Pinoy Guide to Retirement Planning”
• Highly experienced expert with 25 years of experience in the financial services industry, 18 of which is in fund management
• Personal finance columnist and resource person for various publications and TV/radio programs

VENUE AND DATE:

January 30, 2010

9/F One San Miguel Ave. Bldg. San Miguel Ave. cor Shaw Blvd. Pasig City

FEE:

P500 only!*

* The first 30 paid participants will get a FREE copy of Efren’s best-selling book “Pwede Na! The Complete Pinoy Guide to Personal Finance”

REGISTRATION IS NOW CLOSED

If you like this, you might also like:

1. 6th EnRich
2. No Nonsense Seminar on Finance